THRIVE: Your money with purpose!

Experience intense live coaching to prevent financial pitfalls with world-class financial knowledge, peak focus, abundance mindset and disciplined accountability.

Thrive
Membership

Experience eleven hours of One-on-One coaching plus access to our most popular online course Breakthroughs, a complete online training system which includes LIFETIME ACCESS to our best hand-picked online courses giving you insider tips, basic to advanced financial knowledge, world-class tools, strategies used by millionaires and little-known resources you need to be financially independent on an average income plus much more!

Experience eleven hours of One-on-One coaching plus access to our most popular online course. Start here!

The Thrive Experience

The act of parting with a dollar to fix a problem is the easy part. Where the REAL progress takes place is in the material change of habits and behaviors. The courses in the membership offer great knowledge and critical thinking skills.

BUT, executing great decisions and sticking with it, that’s where wealth is REALLY built.

What You Get

One-on-One Thrive Coaching

Your coaching sessions offer three specific things:

FOCUS – You can slowly “hack” your way to success, maybe. Or, you can get the answers and resources you need now with a LIVE coach.

MASTER YOUR MINDSET – Our brains are hardwired for survival. The irony is this survival instinct can actually sabotage your success. Have you ever gotten close to achieving something and then for some reason backed out because it just felt safer? That’s your survival instinct at work and LIVE coaching sessions can help you become more intentional with your money.

ACCOUNTABILITY – Mark Twain said: “Action speaks louder than words but not nearly as often”. Great ideas are all over, but mission accomplished is a totally different. When you work with us, expect results.
Your 11 hours of Thrive coaching sessions will help you through a tough spot, cross the finish line and execute on the amazing knowledge found in the Breakthroughs course work.

Thrive Members Also get The Breakthroughs Experience

Experience over 13 hours of hands-on personal finance online courses where you will discover basic to advanced financial knowledge with strategies, tools and calculations that are easy to follow and of practical application. All Breakthroughs modules include worksheets, assessments and exercises that explore overcoming limiting money beliefs, budgeting, real estate, insurance and retirement planning with bite-size video sessions; you can access anytime, anywhere for a LIFETIME.

What You Get

Right Where They Want You

In this course you’ll experience the transformation of your thinking in eleven distinct areas that limits most everyone from achieving financial independence. Based on Ken’s third book “Right Where They Want You: Why You’re not Rich and What to Do about It”.

RWTWY Course now available!
_Right Where They Want You_ Why You're not Rich and What to Do about It_ included with the course!

What You Get

Printed Book Copy

Get this special copy of “Right Where They Want You” mailed to your doorstep and discover:

  • The importance of knowing why you want money.
  • How financial advisors make you poor and what to do about it.
  • Internal culprits sabotaging success and how to keep them in check.
  • Why budgeting doesn’t work and how to fix it.
  • Why your past hasn’t defined you but, prepared you for a great future.
  • Why the financial plan your professional completed for you is likely all wrong and what to do about it.
  • Tools to synthesize overwhelming and contradictory financial advice, plus so much more!

What You Get

Stop the Pain!

Discover how to stop feeling powerless, stop feeling insecure and stop fearing your financial future. In this course you will: 

  • Find the most optimal way to pay down your debt. There isn’t just the snowball and avalanche. There are two other ways you may be overlooking!
  • Learn multiple ways to put money in your pocket right now!
  • Implement new ways to save $14,000 on your next car.
  • Learn how to save on auto insurance and 11 other types of insurances.
  • Discover how to regain lost opportunities that are costing you over $150,000
  • Discover over $900,000 of money growing tips.
Stop fearing your financial future with Stop the Pain! course now
Get free access to UGRU Budget Tool! We have moved from the Spreadsheet to our software! Try it FREE for 14 days!

What You Get

FREE Budget Tool Access

Get access to UGRU Budget Tool for one-year subscription free. All of your accounts, bills, transfers, reports, goals and more in one place

  • Stay one step ahead with the Forecasting Feature which tells you in advance whether spending money is going to break you in the next few months.
  • Play offense with your bills by monitoring on the calendar. 

  • Work toward a single payment plan to reduce time, confusion and fees.

  • Easily see when funds are low, so you can manage your money like an insider.

  • Construct your budget with built in budget categories and subcategories or add your own to help you improve spending behavior through easy to read reports.

What You Get

The Spiritual Side of Money

Where you’ll discover:

  • Why you’re pursuing money.
  • How to harness the true and misunderstood power of attracting wealth.
  • How to work through limiting money beliefs.
  • How to gain focus on your finances.
  • How to tap into abundance you didn’t think you had.
  • What will keep you from never turning back once you’re well off.
  • The steps you need to take to ensure you have more than just brief success with money.
  • How to tap into your happiness trifecta.
  • How to make some great spare-time money.
  • How to add $1,000’s in tax write offs.
Discover the steps you need to take to ensure you have more than just brief success with money. Sign up for this course now!
Learn five things you MUST consider before buying Long Term Care Insurance and four ways to decrease the cost of it plus more, with our Effective Insurance Planning course!

What You Get

Effective Insurance Planning

Where you’ll discover:

  • Learn five things you MUST consider before buying Long Term Care Insurance and four ways to decrease the cost of it.
  • Why the pros argue about which type of life insurance is right and what is REALLY right for you.
  • How to calculate your own amount of insurance so you know you are not buying more (or less) than you need and easily save over $70,000 knowing where to find the best deals.
  • Put over $100k in your pocket on old life policies in your living years and tips to save bundles on all types of insurance.

  • Discover how to synthesize this abundant financial knowledge for your practical application.

What You Get

Effective Retirement Planning

Where you’ll discover:

  • Discover how to build a solid retirement and the new viewpoint you NEED to achieve it.
  • Learn to calculate your own retirement needs and to think critically when making your investment decisions.
  • Discover why you haven’t experienced the long-term average 12% returns some professionals claim you can get and what to do about it.
  • How to be a winner under any stock market environment and how to save over $100,000 in management fees.
  • Learn the three ways to save and the three worlds of investing and how to make them work for you.
  • Discover the strategy that put money in Ken’s clients pocket, saved them from market downturns and outperformed the S&P 500, all with minimal management fees.

Learn to calculate your own retirement needs and to think critically when making your investment decisions plus more with our Effective Retirement Planning course!
Build REAL wealth step-by-step with real estate even if the only property you have is your personal residence! Start today! (1)

What You Get

Real Estate & Financing

Where you’ll discover:

  • The entire home transaction process simplified.
  • How online calculators can be misleading and why it’s important to learn for yourself.
  • How ads are hurting your chances for financial success.
  • Different lending like hard money, portfolio and conventional and what they should be used for.
  • What’s TRULY right for you, the 15 or 30-year mortgage. You might think you know but if you are wrong you stand to lose $130,000!
  • How people are working to try and take your money while you’re working hard for it and how to protect yourself from that.
  • How to seize the banks license to steal money from you.
  • What they REALLY mean when realtors say location, location, location.
  • What to look for so you KNOW that you are buying right when it comes to your principle residence and investment properties. This could line your pockets with an additional $150,000!
  • How to execute an overarching real estate strategy to build wealth out of thin air.

What You Get

Certificate of Completion

Why is this certificate important? One word, proficiency.

When you take a college course or even obtain a degree at a university, say a degree in finance, you are educated on the topic, but what I always looked for when hiring an advisor was not how educated they were. I looked for how proficient they were.

I knew if they were proficient, they would execute REAL value for clients, and they would generate REAL profits for my financial practice.

When you are proficient, this means you are competent or skilled in doing something or using something. In this case proficient in critical financial thinking and using finance calculations to aid in that critical thinking. These make you capable of tying together overarching strategies that are far better than using an assortment of tactics that you one off learn on the internet, a tip from a friend or heard from a meeting with an advisor.

Patch working these tactics in your personal finances likely end up working against each other.

This certificate isn’t just a certificate of completion, you have to earn it. There are 100 questions and you need to pass with a minimum of 80% to prove you know the material.

If you had this certificate and were looking for a job when I was in practice, I’d hire you in a heartbeat!

You will receive a Certificate of Completion upon completing your Financial Coaching Course! Found out more
Lifetime access, anywhere to our Breakthroughs Course!

What You Get

Breakthroughs 
Membership Lifetime Access 

  • Courses are updated as legislation changes.
  • Courses are updated when additional material is added.

As a member, you get those updates without having to pay again. If a course/membership is retired, access to a comparable course/membership will be granted. Details found in Prosperity Path Agreement.

Ken helped us into a home and pay off debt we didn't think was possible.
William & Bobbie J Smith
Las Vegas, NV
Ken saved me tens of thousands. But more than that, he always had my best interest at heart - he REALLY cared.
Rochelle
Business Owner
Wonderful coaching! If only I had followed ALL of it earlier.
Suzanne G.
Las Vegas Performer

Thrive Membership

Your Money with Purpose

15 in depth coaching sessions

LIFETIME Access to aLL online Courses

Full Access to UGRU Budget Tool

Certificate of Completion

Printed Copy of The Book "Right Where They Want you"

No One Knows your Money Like "U" T-Shirt

PLUS an amazing high value bonus when we meet!

Ken Gulliver is a financial motivational speaker helping you achieve financial prosperity. Book Ken to Speak today!

Meet Your Coach

Ken Gulliver

Financial Coach | Author | Motivational Speaker

For twenty-five years Ken has been a top quintile advisor at Merrill Lynch and a top 1% Investment Advisor (by revenue) in the United States.   

He is battle proven, calling the downturn of 2008 for his clients, and warns of the next that is upon us in his third hard-hitting book, Right Where They Want You: Why You’re Not Rich and What to Do about It.

But, more than that, multiple awards showcase his dedication to the people he serves. Until now, you’ve only been sold the dream by “financial actors”.

Ken has made it his mission to empower you to financially prosper. His goal is to create positive and real financial changes in your life and is committed to helping you live financially free.

Ken is the only one I've really trusted with my finances.
Jeff S.
Contractor
Ken protected me from losing my 401k.
John Roberts
Florida
Ken saved me from losing half my retirement savings!
Lorena
Office Assistant - Goodyear, AZ

Sharpen your focus, strengthen your mindset and become more intentional with your money